Note 1-34

34 Removal of the full deposit guarantee here means that the principal in the amount of no more than 10 million yen and the interest, etc. will be guaranteed for each person at each financial institution in the event that the financial institution goes bankrupt. The removal of the full deposit guarantee was introduced for time deposits in April 2002, and will be introduced for liquidity deposits and other ordinary deposits in April 2005. However, for payment and settlement deposits (new interest-bearing deposits), the full deposit guarantee will be retained from the perspective of ensuring stable and secure means of settlement.